@jjanse wrote:
@MinhT1
Okay, coming back to this now that my ordeal is finally over. I have concluded that your advice was NOT the right thing to do at all. I followed both your advice and the advice of another tax expert at turbo tax that I communicated with prior to filing my return, and while both of you have me the same advice, the IRS seemed to think otherwise.
My return got delayed because the 8962 that was part of my return, where I added the missing amounts using the tax tool from healthcare.gov, had amounts that did not reflect what the IRS had. I had to fax them a new 8962 form to reflect exactly the way my original 1095-A looked. Thankfully they accepted it and finished my return, and I still got my refund, albeit somewhat reduced from what I originally thought I would get. But I'm not complaining.
What I will complain about is the fact that all of this was born from bad program design on the part of Turbotax. I couldn't finish my return on the website all because it wouldn't let me enter 0.00 in some boxes despite the fact that is exactly what it would have been.
I hope whoever has a similar problem in the future will come across this and know this is potentially bad advice.
Unless you did not qualify for the Premium Tax Credit for those months (such as because you were eligible for certain other insurance), the advice given is correct. You need to look up the amount, and enter the correct amount.
If the IRS did not accept those amounts, the IRS is wrong and you can try to get it corrected. You should not have faxed an incorrect 8962 that was missing information (column B). You should have responded by explaining that you had to look up the correct amounts for column B because it was missing.
