Planing ahead for this years return.
My wife and I had a HDHP health insurance plan thru May 31 this year. As of June 1 my new employer offered, and we enrolled in, a great health insurance plan but which is not HSA eligible. Is our HSA contribution for 2023 prorated for 5 months of the yearly eligible amount? We are both over 60. I would like to maximize my deduction and also be able to utilize the HSA to pay eligible expenses.
Thanks!
