@perklabs - okay, now I think I know what you are referring to. There is a form 1099-K that payment platorms (VENMO, Cashapp, etc) will be providing for transactions exceeding $600 for the year- but that is only supposed to be for good and services provided - NOT for people sharing expenses.
you may want to read through this IRS link - and specifically what occurs if you receive a 1099-K incorrectly (and your situation would be 'incorrect;)
https://www.irs.gov/businesses/understanding-your-form-1099-k#shouldnt
the law doesn't apply to Zelle
https://www.zellepay.com/faq/does-zelle-report-how-much-money-i-receive-irs
