If you have savings in an employer-sponsored plan such as a 401(k), 403(b), or 457 plan, you can't make a QCD directly from these plans to a charity. However, you can roll over amounts from these plans to an IRA, and then use the IRA to make the QCD.
Reference: https://www.forbes.com/sites/stevevernon/2022/01/24/retirees-beware-of-traps-for-the-unwary-regardin...
