dmertz
Level 15

Deductions & credits

"If your wife is "covered" by an FSA for the period Jan 1-December 31, then you are ineligible even if all the money was spent before the end of the coverage period."

 

To be more accurate, you are ineligible to contribute to an HSA for the period not because your wife is covered by the FSA but because your wife's FSA also covers you as spouse.