@Jshumbris wrote:
Could I go back in time amend my 2020 and 2021 returns and get rid of taking the credit over 3 years?
I am going to end up paying way more in taxes now than I would have had I not done this.
Unfortunately, no. The election to take the Covid retirement distribution in one year had to be made by the due date of the 2020 tax return. So you can't change it now.
Unfortunately, that may be the case. I've often said that if a person wants to pay more taxes, they should do their own tax returns (such as with TurboTax). A good tax professional could have advised you to do it differently.
