You might want to check with someone else in the bank and ask for an explanation. You have until October 16th, 2023 to withdraw the 2022 excess contribution plus earnings. It shouldn't matter that you requested before to make the withdrawal of some of the 2022 excess contribution plus earnings as long as you have any contribution left for 2022 you should be able to withdraw it with the earnings.
The contribution for 2023 is a new contribution for 2023 since you withdrew money and then contributed it again for 2023 (this contribution will be entered on your 2023 tax return).
On the 2022 tax return, you will enter on the penalty screen the contribution amount (ignore earnings and losses here) that you removed by the extended due date (during the IRA contribution interview). You won't pay the 6% penalty on the contribution amount removed.
- Open your return
- Click “Deductions &Credits” on the top
- Click "I'll choose what to work on"
- Scroll down to “Traditional and Roth IRA Contributions” and click “Start”
- Select “Roth IRA”
- Enter your Roth IRA contribution for 2022
- Continue until the penalty screen and enter the excess contribution amount withdrawn.
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