Your MAGI would need to be less than $109,000 to get a full IRA deduction, because you are covered by a retirement plan at work.
If your MAGI were $109.000 to $129,000, you would get a partial deduction.
If your MAGI were over $129,000, no IRA deduction would be allowed.
For your wife, your MAGI would need to be less than $204,000 to get a full IRA deduction, because she is not covered by a retirement plan at work.
If your MAGI were $204,000 to $214,000, she would get a partial deduction.
If your MAGI were over $214,000 no IRA deduction would be allowed for either of you.
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