jake2033
Returning Member

HSA - factoring the deduction for partial year

Hi ,

Here is my scenario. I am in family coverage HDHP plan ( me and my child) and My wife has her own insurance plan (non- HDHP part of year 2022)

2021

Me and child  - full year  ( hdhp family plan)

wife switched to HDHP plan (only her)  Starting Sep 2021 - Aug 2022

please note both our contributions did not exceed the yearly limits.

2022

Me and child  - full year  ( hdhp family plan)

wife switched to NON-HDHP plan (only her)  Starting Sep 2022 ( hdhp ended for august 22)

 

please note both our contributions did not exceed the yearly limits.

Turbotax ask question regarding her coverage HDHP  in 2022  and seee coverage in HDHP lapse and calculates the new limit and raise the due amount.

Not sure why it does this since me and my child is in the family hdhp plan in 22 and we meet the limits for the family plan for the year. Turbo tax doesn't ask anything about who is included in HDHP plan

 

How do I resolve this issue.?