I will look into those forms. I have been reading on the IRS website that if I have loss in a Federal Disaster area that I can add that loss on top of the standard deduction if I don't I don't itemize. I have an $8000 loss after the insurance was paid out. Can I add it to the the standard deduction? Also, I am in Michigan and this is a second home in Florida. Second homes were not eligible to FEMA assistance during the clean up. Are second homes eligible for disaster area loss deduction? I appreciate your help. I looked around my area for tax help and they were not familiar with Federal disaster area tax laws because it doesn't happen around my home town.
