AliciaP1
Expert Alumni

Deductions & credits

It depends on how you paid the premiums.  If you paid the insurance company directly, it does not qualify as a gift, but it doesn't qualify to be deducted as medical expenses either if the covered person is not part of your tax family.  If you "reimbursed" the person, the amount counts as a gift and the exclusion amount for 2022 is $16,000.

 

@Johnpat 

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