You can use the Average Monthly Balance method to calculate your Home Mortgage Interest.
Per Expert RaifH:
'You can manually calculate the Outstanding Mortgage Balance to report for your second 1098 on the new home using the interest rate method by dividing the interest paid reported in box 1 by the lowest interest rate you paid on this home during 2022. You can use this calculated amount as the Box 2 Outstanding Mortgage Balance rather than what is reported on Form 1098.
If the system asks for the balance of your loan on January 1, 2023, you will want to report the same number you calculated since the system will take the average of these two numbers as your Outstanding Mortgage Balance. '
Here's more info on How to Enter a Different Average Mortgage Balance.
@Marka81
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