So then doesn't that mean that an FSA hurts households with 2 dependents?
I paid $15k for dependent care for 2 children in 2022. I had $5000 pre-tax in a DC FSA. So $6000-$5000 = $1000 *35% = 350$.
$5000 * ~25% = $1250 tax break + 350$ = $1600 maximum tax relief?
However with no FSA, $6000 * %35 = $2100 maximum tax relief?
Not too mention the loss of contributions throughout the year. Am I missing something here? Or am I cancelling my 2023 FSA contributions?
