Thank you for your valuable recommendation! I have two more questions:
Since I do not currently have a 1099-R, which forms should I fill out, a 1099-R form or a substitute 1099-R (Form 4852) ? I understand that filling out a substitute form may increase the likelihood of an IRS audit.
For the recharacterization of my Roth IRA to a traditional IRA, do I need to fill out a 1099-R form?
I would appreciate your help.
