Deductions & credits

You already asked this and got several opinions, why are you asking again?

https://ttlc.intuit.com/community/tax-credits-deductions/discussion/clergy-housing-allowance-mortgag...

 

While I (as a long time expert and former church treasurer) am not aware of a specific regulation that you can't include the entire mortgage payment as your cost of housing, I think there is a good moral argument that you should only include the portion of interest that actually provides housing, and I will concede that the other experts might be right and the IRS might see it that way.

 

You will have to decide what to do based on this information, or find a local expert in clergy taxes who can give you personal assistance.