@Opus 17 My understanding is that a shift happened during the year. He went from being a dependent to not being one, since the original poster stated clearly that he did meet the qualifications for being a dependent in 2022.
However, you make a good point. If he was being claimed as a dependent in 2022, and then took a new job with new insurance and the ability to open an HSA, is he prevented from funding it in 2022 because he is being claimed as a dependent for that year?
If so, perhaps you could direct us to the specific language governing HSAs that addresses this and also any necessary corrections that need to be made if it has already happened, because this sounds like an easy situation that could often arise when dependents are shifting to independence :-).
Thanks for your contributions!
