This string of replies from TurboTax Experts range from naïve to silly to flat wrong. It's beyond tiresome. I've only posted on a few issues over my almost 30 years of using TurboTax, and there hasn't been a single time where I've gotten thoughtful help. This year's software is the buggiest of all and no one seems to have any interest in making it better. The fact that this issue has persisted, despite years of asking for help, speaks volumes.
