In 2020, I made an excess HSA contribution of $4050. Turbotax generated a 5329 form which charged me the 6% penalty. The $4050 was carried over to 2021 and I was again charged the 6% penalty. Then for my 2022 taxes I expected to see the $4050 carried over again, but it was not. There was no 5329 form generated, no 6% or 20% penalty. It seems the penalty does not go on forever, just two years, according to Turbotax. Am I missing something?
