@dmertz I contacted the IRS. They said it's a system issue and they will refund my 2020 tax return credit balance ($1836) to me in 48 hours. They asked for my mobile number. The associate in the phone didn't know anything about my 2020 excess Roth IRA contribution. They are saying that there is no action needed from my end and there is no balance that I owe to IRS. I thought I didn't get my 2020 refund credit because I made Excess Roth IRA contribution in 2020. Thats why I asked Schwab to remove the excess from 2020 contribution. I'm super confused. What would you recommend? Should I file forms 5239 for 2020, 2021, 2022?
I didn't get any explicit notice saying I contributed excess to my Roth IRA account. I couldn't find anything on my tax transcripts as well.
I filed my 2021 tax return and got my 2021 tax return credit without any issues. I'm yet to file my 2022 tax return.
