RobertB4444
Expert Alumni

Deductions & credits

TurboTax may be looking at your mortgage deduction and concluding that the standard deduction is still better for you.  

 

The standard deduction for a married filing join return for 2022 is $25,900.  That means that the federal government has decided that you most likely spent at least that much money this year on stuff that they shouldn't charge tax on.  

 

If you think that you spent more than that on things that shouldn't be taxed then that is where itemized deductions come in.  You add up your medical deductions, state taxes, property taxes, mortgage interest and charitable donations and then the total has to beat that standard deduction of $25,900.  It's a high bar to clear - an awful lot of people who used to itemize don't anymore.

 

It sounds like the system has decided that you don't have enough to itemize yet.  Keep entering your information in and see if you can beat that $25,900.  

 

@Munogojerry11 

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