"I found that the IRS rule limits me to only INDIVIDUAL max instead of FAMILY max due to my wife's Health Insurance being a non-HDP plan for the years of 2021 and 2022."
Where do you see this? The IRS says, "Family HDHP coverage is HDHP coverage for an eligible individual and at least one other individual (whether or not that individual is an eligible individual)." See the bottom of page 4 of Pub 969. The fact that your spouse is disqualified from making contributions to an HSA does not mean that you are disqualified from having coverage under a Family HDHP.
And since you are eligible for Family HDHP coverage, you haven't made any excess HSA contributions, so please don't do any withdrawals without coming back to us first.
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