@craftymama
The regulations gives that list as factors that are important, but not necessarily the only important factors, and you don’t necessarily need to meet every factor.
The actual regulations are here, if you are interested.
https://www.law.cornell.edu/cfr/text/26/1.121-3
What seems to me to be the important part is that the home has become unsuitable to continue to live in due to circumstances that were not predictable when you originally bought the home. The examples in the regulations focus on the home becoming unsuitable because of financial difficulty, or suddenly having too many kids, or someone being ill. But there is nothing that says that good fortune can’t also make a home unsuitable, such as having a successful home business that takes up too much space.
unfortunately, the decision is up to you as to whether the risk is worth taking.
