Let me clarify something: HDHP is your health insurance policy, and an HSA is an account similar in many ways to an IRA. To be permitted to contribute to an HSA, you must be covered by an HDHP policy.
That is, just because you contributed to an HSA is not proof that you had HDHP coverage. It should be, but I have seen a number of taxpayers (and their HR people) get confused on this. It is not a question of belief.
Confirm with your HR people that you had HDHP coverage for all months on 2021 and 2022.
In the HSA interview, TurboTax asks you if you had HDHP coverage for at least one month in current year, and if so, for which months, and what kind of coverage. It is difficult to get that wrong.
You said, "We see you had a break in HDHP health plan coverage during 2022. Let us know if this was the result of a disability." This statement is the result of you being asked, "What kind of High Deductible Health Plan" did [name] have on December 1, 2021?" and you answering "Self" or "Family". However, you would not have seen "We see you had a break in HDHP health plan coverage" if you had not indicated that you had HDHP coverage in each month in 2022.
So did you have HDHP coverage for each month in 2022? You said you did, but you could not have or else you would not have gotten this message.
"The issue is that for my 2021 tax return I stated I didn't have HDHP. " What is this referring to? On what screen did you state that you did not have an HDHP?
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