Deductions & credits

Hi @fanfare  Thanks for your thoughts and appreciate the time. 

 

Are you are suggesting I request the excess from 2021 to be withdrawn now in 2023 as a regular distribution AND to indicate to the custodian that they should not withhold the 10% ?

 

The line 20 of the 5329 says it is "2022 distributions from your Roth IRAs (see instructions)" and not 2023.