The choice is yours. If you do it the first way, you minimize your tax but increase your chance of being hassle in an audit because the paperwork doesn't match. If you do it the second way, all the paperwork matches, but you will pay a little more.
Your descriptions are good, so go with either way that suits you. After, if I am counting on my fingers right, the difference is 6% of $860, so not so much.
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