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Deductions & credits
If you used the RV as your only second home starting in 2022, interest on the mortgage is deductible within the same limits as the interest on the mortgage on your first home.
A mobile home, RV, house trailer, or houseboat that has sleeping, cooking, and toilet facilities counts as a main or second home, and as long as it meets all the other requirements for deducting mortgage interest, you can claim the interest like an immovable home.
See IRS Publication 936 for more information on mortgage interest deductions.
See this article for more information on mortgage interest on a second home.
See this article for more information on using an RV as a second home.
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March 4, 2023
8:16 AM