Thanks for checking back in--that is very kind of you!
I do have one more question as I stepped away from it. I had read your posts about the delayed sending of the 1099-SA which you wrote March 8th 2021 and Jan 11 2022 where you said that the 1099-SA will not come until the next year. So I should not wait for them to send an updated 1099-SA because they probably won't send it until after the tax deadline. I can follow the way Turbo Tax is set up: just put in the excess contributions this year and then when I do my 2023 taxes I will pay income tax on my earnings on excess contributions?
From my reading of the IRS instructions I thought I had to pull the excess contributions and their earnings out this year to avoid the 6% penalty but the way Turbo Tax is set up I cannot do that unless it was on the 1099-SA (which it wasn't). If I understand your point in your earlier message, because the earnings are withdrawn in 2023 this is a 2023 taxable event?
Thanks again, I really appreciate the fabulous customer service and detailed attention you are giving this issue for us all.
