I turned 65 in March of 2022 - I allowed myself two (2) months of family contributions $7,300 x 2/12 = $1,216.67 and two (2) months of excess contributions $1,000 x 2/12 = $166.67 for a total contribution of $1,383.33
My wife turned 65 in April of 2022 - I allowed her three (3) months of family contribution $7,300 x 3/12 = $1,825 and three (3) months of excess contributions $1,000 x 3/12 = $250.00 for a total contribution of $2,075.00
TurboTax indicates that one of us has exceeded our contribution by $1,216.00 which equals my share of the family contribution. My retirement medical ceased the 1st of the month in which I turned 65 (March). The plan allowed me to keep my wife on our retirement HD family plan until the 1st of the month in which she turned 65 (April).
