@dmertz Thank you for the easy to follow words! This makes more sense to me than the IRS language. If it is included in Box 1 does that mean it counts as taxable income?
The reason I love my HSA so much is because of the so called triple tax advantages. If I remember correctly, not only is it pretax income, but I don't have to pay FICA either. By having contributions put in my spouse's account, am I forfeiting the so called triple tax break? Am I actually paying FICA and federal taxes on that money when I didn't think I was?
