When
going through the HSA interview, you will get to a screen entitled "What type of High
Deductible Health Plan did [spouse] have on December 1st 2017?" If your spouse was covered under your health
insurance plan, then you should select "none" not "family or self-only." You
are selecting none because your spouse does not have their own coverage; they
are covered under your plan. If you select one of the other options, then
you will get the notification about a coverage lapse.
