You are correct than when refinanced with the same bank, the points are continued. Your screen shots look like you have answered correctly but clearly they are not carrying through.
Because you seem to understand the rules and what should be, I am going to suggest you skip the worksheets. Instead, just enter one correct total to carry to the form. Use a mortgage balance below the $750,000 and enter the correct amounts for the program to input on the sch A.
As you know, only the form goes to the IRS with the total. The worksheets are just used within the program. The IRS will match up 1098 interest forms and compare it to your schedule A. The IRS can see the mortgage amounts on the interest forms but not on sch A.
Home Mortgage Interest Deduction - IRS
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