This is NOT what is happening. TurboTax is not calculating the deduction correctly. It was a zero dollar out refinance. TurboTax is double counting the loans, as it doesn't even ask for when the preceding loan was paid off in 2022.
I know how the tax code works, the problem is TurboTax is calculating the values incorrectly.
Never mind that it isn't giving me the opportunity to deduce points from previous loans. I had this same problem in 2020.
