air3
Level 1

Deductions & credits

As another data point, I'm seeing the same thing.

 

I purchased  a home in October 2022 payed $3720 in mortage points. The loan was then sold to another company about a week later.

 

In all, I received two 1098s:

  • The one from the company who I received the loan from. The 1098 here shows the $3720 mortage points in Box 6 as I would expect.
  • The second from the new mortage company. This 1098 doesn't show the mortgage points.

I entered both of these according to the instructions and, despite the totals in the summary page reflecting the correct interest, points, and property taxes, the final review does not account for the mortgage points.

 

I suspect this has to do with the "Is this 1098 the most recent for your loan?" option as if I select it as "Yes" for the first 1098 (which is technically incorrect) it will correctly apply the mortage points.