Deductions & credits

@PatriciaV I have a similar but slightly different situation for which the above instructions are not working.

I have three 1098s for 2022 as follows:

Loan #1 - Chase

- This loan was sold to Chase prior to 2022 by a company that did our second refinance.

- Loan origination date was in 2020

- Secured by property I own

- For our primary home

- Didn't pay points

- Is this 1098 the most recent for your loan? --> No

- Let’s get some details about this loan --> This loan is neither of these (HELOC, refinance)

Loan #2 - Guaranteed Rate

- We refinanced in early 2022 with Guaranteed Rate

- Mortgage original date was in Jan 2022. Acquisition date was in Feb 2022.

- Secured by property I own

- For our primary home

- We paid points; I entered details on "Tell us about the points you paid on your mortgage paid"

--> QUESTION #1: Do I check the box next to "I refinanced or paid off this loan in 2022"? Not sure since the loan was purchased, which seems different than refinancing or paying off?

- Is this 1098 the most recent for your loan? --> No

- Let’s get some details about this loan --> This loan is a refinance of a previous loan

- Secured by property I own

- For our primary home

- Did you pay points in 2022 when you took out the loan? --> We didn't pay points

- Is this 1098 the most recent for your loan? --> Yes

- Let’s get some details about this loan --> This loan is neither of these (HELOC, refinance)

Then I clicked "Continue" and arrived on the "Let's wrap up your mortgage interest deduction" page and have the same question that the original poster did, which is: QUESTION #2: For each of my three loans listed above, what do I enter into the two fields shown, i.e.:

- Enter your loan balance as of January 1, 2023, or the final principal balance if you paid off this loan in 2022.

- Enter the date you made your final payment, or leave blank if you haven’t paid off your loan.

Thank you you in advance for your help!