Yes, even if your mortgage interest isn't limited, you don't always get a tax benefit from entering itemized deductions.
You refund won't change until your total itemized deductions are more than your standard deduction. TurboTax adds in your standard deduction early in the return.
The standard deduction is based on your filing status:
• Single is $12,950
• Married filing jointly is $25,900
• Head of household is $19,400
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