If your wife was included in your family plan, then you would answer None to the question asking what type of HDHP plan did your wife have. You should see this question on the screen prior to the one where it states that there was a break in coverage.
It doesn't specifically ask, but it refers to any HDHP coverage that was in your wife's name.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
