I understand what you are saying, that I was asked if I wanted to pay all the tax in 2020 or divide over 3 years, however in this section, it does not ask about taxes already paid on the amount, which I already paid 15% on the 1099-R that the amount being divided into 3 years is reported on. example lets say on the 1099-R it says the gross and taxable amount is 10,000 and Box 4 Federal tax withheld was 1,500. but then it divides the 10,000 into thirds and taxes me on it? but what about the 1.500 I already paid? It appears I am being double taxed on the 10,000 first paid when distributed then again over 3 years.
