I have this same situation with my daughter. She started working late in the year and unknowingly signed up for the HSA. She only contributed $1400 to the HSA and I stand to lose much more by not claiming her as my dependent (even though I provided fully for her care Jan - Aug of 2022 while she was a full-time student. I continued to provide for her financially through the end of the calendar year as she was still in school part-time while working. We are stumped in TurboTax as to how to address this (pay the taxes on the excess contributions). There is a worksheet 5329, I believe, that is asking her to select Self Only, Family or None for each month of 2022 that she was enrolled in a HDHP. Prior to August she was on my plan, but selecting None doesn't work and it keeps pointing us back to that form for an error.
HELP!
