That is NOT what the program is asking ... READ THAT PAGE!
"What type of HDHP did 'wife' have on Dec 1, 2021?"
If 'wife' had HDHP coverage on Dec 1, 2021 but failed to be an eligible individual for other reasons, select None.
(radio) Family
(radio) Self only
(radio) None
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This is asking about Calendar year 2021 - she had coverage then AND still has coverage on a family HDHP - she did NOT fail to be an eligible individual.
