Hi. What I was thinking is my main goal is to take advantage of the credit. I’m taking out a loan for about $9k. I plan on paying it off pretty early. Less than 2 years. But am I correct if I do change my percentage from, I’m guessing here, from 12% to say 4-5% ? I take home about $600 a week. It does charge me about 8% to take out a loan. But in the end I’m paying myself that 8% correct? Wife and I are splitting the down payment. Is there anything I’m missing? I just wanna lower the percentage so it covers the weekly loan deduction and that I owe enough money next year to get most of the ev rebate….
