Is there a way to claim a partial deduction, or do those 18 days in 2022 of me having an employer offered 401K plan disqualify me completely from claiming an IRA contribution deduction? My spouse did have an employer offered retirement plan and we file married filing jointly.
From this site https://www.irs.gov/retirement-plans/ira-deduction-limits, when I click on the link behind "IRA Deduction if You ARE Covered by a Retirement Plan at Work - 2022", our AGI means I would NOT qualify:
https://www.irs.gov/retirement-plans/plan-participant-employee/2022-ira-contribution-and-deduction-l...
But from the info. on when clicking on the link behind "IRA Deduction if You Are NOT Covered by a Retirement Plan at Work - 2022", I WOULD qualify with our AGI (we are under $204K AGI):
https://www.irs.gov/retirement-plans/plan-participant-employee/2022-ira-contribution-and-deduction-l...
I am considering calling the IRS helpline to ask about my particular situation since it reads "Retirement plan at work: Your deduction may be limited" under "Traditional IRA" from that initial link above https://www.irs.gov/retirement-plans/ira-deduction-limits. That wording leads me to believe a partial deduction is possible? But I don't see how to enter that on TurboTax Deluxe.
