I am trying to figure out if an IRA contribution would be deductible for 2022. I was only able to contribute to a retirement plan through my employer until Jan. 18, 2022 (I changed jobs then). My new employer doesn't allow joining their 401k plan until you've been with the company for 1 year, so I wasn't able to join until 2023. I file married filing jointly. My husband's employer does offer a 401K plan. Since I was only eligible for 18 days of last year, would an IRA contribution be possible? When I tried plugging a potential IRA contribution into TurboTax, I was not getting a deduction, but 18 days out of one year eligibility for a retirement plan is a short window.
