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HSA "excess contribution"
Hello,
I'm getting a page in Turbotax under "Deductions", "HSA,MSA Contributions" that's telling me to withdraw $4700 from my HSA or get taxed an extra 6% on it. I'm answering no to overpaying on previous years.
My situation has been the same from 2019 to 2022. I'm married and have had the Family HDHP w/HSA every month since 2019. My spouse does not have a HSA or individual insurance.
Contributions:
2019 - $4000
2020 - $5500
2021 - $5500 (turned 55)
2022 - $6500
These numbers are from my W-2's, box12-W. I've never contributed in any other way to my HSA. In previous years I've received a 1099-SA for distributions but not in 2022. I've never received a Form 5329 for overfunding my HSA because I never have so that portion of my tax return for each year is blank.
No matter what I do (I've even deleted 12b-W from my W-2 and started over) I get the page that states "I may want to withdraw money from my HSA" with the following options:
1. Withdrawn $4700 from my HSA before April 18.
2. Withdrawn some of the excess which makes me enter an amount.
3. I'm not going to withdraw and the excess will be taxed 6%.
I've spent all morning trying to figure this out and getting a little frustrated with it.
Thanks for any ideas or thoughts.