AmyC
Expert Alumni

Deductions & credits

Don't file by mail, file the necessary forms. You said that you both have employer contributions to HSA. You each need an 8889 to account for that employer contribution and to make sure that between the two employers, you did not exceed the allowed limits. An HSA is  a tax deferred way to grow savings for health expenses that can be used in later years. An HSA is only allowed when you have an HDHP. Since both employers contributed to an HSA, you must both have HDHP. 

 

Please see About Form 8889, Health Savings Accounts which states: 

You must file Form 8889 if any of the following applies.

You (or someone on your behalf, including your employer) made contributions for 2022 to your HSA.

You received HSA distributions in 2022.

You must include certain amounts in income because you failed to be an eligible individual during the testing period.

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