you must meet the qualifications to have an HSA
1) must be covered by a high deductible health plan (HDHP)
2) must not be covered by any non-HDHP
3) not eligible on a pro-rata basis if you're covered by Medicare
4) can not be eligible to be claimed as a dependent
you get a tax deduction not a credit for an eligible contribution - form 8889 - must be made by 4/17/2023
since you would be making the contributions, not your employer or through payroll deductions, they will show up on line 2 of the form
