I do not have a code W. I only have a code DD.
This info may help you get a better idea. I pay 170$ every two weeks and my employer pays the rest of the premium. The health plan I have gives 200$ of the total premium every month and puts it in my HSA. So what is contributed to my HSA is the 200$ a month from that plus what I put in on my own after tax I do not do it via payroll deduction.
In my mind I think I could count the 200$ a month as me contributing because I do pay more than that personally for the premium since it’s 170$ every two weeks. It just seems like a gray line to me because idk how I would ever figure out if it’s my 200$ from my premium or my employers premium they pay that gives the 200$ to my hsa.
