Deductions & credits

@kevin19801980 

As I stated above, you can deduct the expenses now because you paid them, but if you are later reimbursed, that becomes taxable income. You can’t have two tax-free benefits on the same medical expense. If you take the deduction on the expense, then the reimbursement from the insurance company can’t be tax-free and you must add it to your taxable income and pay taxes on it.