I just re-ran my early estimates and removed the 400% threshold by modeling a lower amount of IRA income to get to just below 400% OMG, you sir/madam have made my day/week/month/year by bringing this to my attention. While I obviously need to wait for TurboTax to catch up with the afore mentioned 2021 exception to get the numbers exactly right, this results in THOUSANDS of dollars in savings.
It almost makes up for the fact that we shouldn't have to go through the stupidity of ludicrously high health insurance costs and the intervention of big government to offset them for us at the expense of future generation (deficit), but hey, play the game by their rules.
THANK YOU.
