then I will change my answer. since all the contributions came from payroll deductions line 1 on your w-2 was reduced by the HSA contributions that means the excess will be taxable income - withdrawn or not
the institution computes the excess and you do not inform your problem.
the problem I see is that your wife has an FSA covering you. depending on when it started you may not have been eligible to contribute to an HSA.
maybe others will comment on this. if not consult a tax pro
