If you filed with Turbotax, and if you agreed to have your preparation and filing fees deducted from your refund, then you also agreed that if you refund was delayed, Turbotax could collect the preparation and filing fees from your checking account. That would be $100-$200 at most, and if that withdrawal made you homeless, you have bigger problems that aren't Turbotax's fault.
If you didn't file with Turbotax then Turbotax didn't take your money.
In some cases, I have heard of the IRS taking back a refund if they believe there was fraud involved. You would have to check with your bank or the IRS.
You need to start by confirming the amount of money that was withdrawn, and who or which bank made the withdrawal. If you don't know these things, contact your bank first.
